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Actual Budget vs Tiller

Actual Budget takes the higher SoftwareScore, 71 to 70. That's close enough that fit matters more than the number. Both are scored on the same public formula. See how.

Reviewed by Rick Castro, Founder & lead analyst · Last updated July 2026
Actual Budget
Free · open-source · ★4.7 (60)
ValueEaseAutoLinkingReportsSecurityOwnership
71
SoftwareScore
View Actual Budget →
Tiller
From $99/yr
ValueEaseAutoLinkingReportsSecurityOwnership
70
SoftwareScore
View Tiller →

Actual Budget vs Tiller: our take

Actual Budget takes the higher SoftwareScore, 71 to 70. That's close enough that fit matters more than the number.

Actual Budget pulls ahead on Value and Security (Value 8 vs 6), which makes it the stronger pick for privacy and data control.

Tiller pulls ahead on Linking and Auto (Linking 8 vs 5), which makes it the stronger pick for privacy and data control.

The clearest divide is Linking (Actual Budget 5, Tiller 8). If that axis is central to how you work, let it settle the choice.

On price, Actual Budget has a usable free tier (Free · open-source) while Tiller is From $99/yr, often enough to break a close call.

Axis by axis

Value (price vs capability) 8 6
Ease of use 6 5
Automation 5 7
Account linking 5 8
Budgets & reporting 7 7
Security & privacy 9 7
Data ownership / export 10 10
Axis (◆ = data ownership, our under-served focus) Actual Tiller
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