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Actual Budget
Free · open-source · ranked #6 of 13
★ 4.7 / 5 · 60 user reviews
· App Store, cross-referenced · display-only, not part of the SoftwareScore
71
SoftwareScore · ranked #6
An open-source, local-first envelope budgeting app you can self-host, top marks for privacy and data ownership.
Value (price vs capability) 8
Ease of use 6
Automation 5
Account linking 5
Budgets & reporting 7
Security & privacy 9
Data ownership / export 10
Compare Actual Budget head-to-head
Actual Budget vs Tiller 70
Automated daily bank feeds into your own Google Sheets or Excel, unbeatable on data ownership and flexibility if you like spreadsheets.
Actual Budget vs Quicken Simplifi 75
Quicken's modern, affordable budgeting app with a clean spending plan and solid account sync, strong value for the money.
Actual Budget vs Lunch Money 71
An indie budgeting app loved for multi-currency, crypto tracking, a clean API, and honest export, built by a solo developer.
Actual Budget vs Rocket Money 68
A spending tracker known for finding and canceling unwanted subscriptions and negotiating bills, handy, with upsells baked in.
Honeydue 67
A free budgeting app designed for couples to share bills, balances, and spending, with per-account privacy controls.
PocketGuard 67
A simple app built around one question, how much can I safely spend, with an 'In My Pocket' number and bill tracking.