Quicken Simplifi vs Tiller

Quicken Simplifi takes the higher SoftwareScore, 75 to 70. That's a real but not decisive edge.

Quicken Simplifi pulls ahead on Ease and Value (Ease 8 vs 5), which makes it the stronger pick for people who want something simple.

Tiller pulls ahead on Ownership (Ownership 10 vs 5), which makes it the stronger pick for privacy and data control.

The clearest divide is Ownership (Quicken Simplifi 5, Tiller 10). If that axis is central to how you work, let it settle the choice.

On lock-in, Tiller is the safer bet: it scores 10/10 on data ownership to Quicken Simplifi's 5, so weigh how easily you could move your notes out later.