Rocket Money vs Tiller

Tiller takes the higher SoftwareScore, 70 to 68. That's close enough that fit matters more than the number.

Rocket Money pulls ahead on Ease and Value (Ease 8 vs 5), which makes it the stronger pick for people who want something simple.

Tiller pulls ahead on Ownership and Reports (Ownership 10 vs 4), which makes it the stronger pick for privacy and data control.

The clearest divide is Ownership (Rocket Money 4, Tiller 10). If that axis is central to how you work, let it settle the choice.

On lock-in, Tiller is the safer bet: it scores 10/10 on data ownership to Rocket Money's 4, so weigh how easily you could move your notes out later.