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Lunch Money

From $10/mo · ranked #5 of 13
Reviewed by Rick Castro, Founder & lead analyst · Last updated July 2026
★ 4.6 / 5 · 38 user reviews · App Store, cross-referenced · display-only, not part of the SoftwareScore
ValueEaseAutoLinkingReportsSecurityOwnership
71
SoftwareScore · ranked #5

An indie budgeting app loved for multi-currency, crypto tracking, a clean API, and honest export, built by a solo developer.

Value (price vs capability) 6
Ease of use 7
Automation 7
Account linking 7
Budgets & reporting 8
Security & privacy 8
Data ownership / export 7

How this score is calculated →

Compare Lunch Money head-to-head

Lunch Money vs Monarch Money 75
A polished all-in-one budgeting and net-worth tracker that rose as the Mint successor, strong on reporting and account linking.
Lunch Money vs Quicken Simplifi 75
Quicken's modern, affordable budgeting app with a clean spending plan and solid account sync, strong value for the money.
Lunch Money vs Actual Budget 71
An open-source, local-first envelope budgeting app you can self-host, top marks for privacy and data ownership.
Lunch Money vs Tiller 70
Automated daily bank feeds into your own Google Sheets or Excel, unbeatable on data ownership and flexibility if you like spreadsheets.
Lunch Money vs Rocket Money 68
A spending tracker known for finding and canceling unwanted subscriptions and negotiating bills, handy, with upsells baked in.