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Copilot Money

From $95/yr · ranked #2 of 13
Reviewed by Rick Castro, Founder & lead analyst · Last updated July 2026
★ 4.8 / 5 · 30k user reviews · App Store, cross-referenced · display-only, not part of the SoftwareScore
ValueEaseAutoLinkingReportsSecurityOwnership
76
SoftwareScore · ranked #2

A gorgeous, Apple-first money app with smart AI categorization and delightful design, best if you live on iPhone and Mac.

Value (price vs capability) 6
Ease of use 9
Automation 9
Account linking 8
Budgets & reporting 8
Security & privacy 8
Data ownership / export 5

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Compare Copilot Money head-to-head

Copilot Money vs Monarch Money 75
A polished all-in-one budgeting and net-worth tracker that rose as the Mint successor, strong on reporting and account linking.
Copilot Money vs Empower Personal Dashboard 77
A free net-worth and investment dashboard (formerly Personal Capital), excellent for tracking portfolios, funded by wealth-management upsells.
Copilot Money vs Quicken Simplifi 75
Quicken's modern, affordable budgeting app with a clean spending plan and solid account sync, strong value for the money.
Copilot Money vs Lunch Money 71
An indie budgeting app loved for multi-currency, crypto tracking, a clean API, and honest export, built by a solo developer.
Copilot Money vs Actual Budget 71
An open-source, local-first envelope budgeting app you can self-host, top marks for privacy and data ownership.